I was driving through a congenial neighborhood I’ve driven through many times, and it struck me that BANKS OWN NEARLY ALL OF THOSE HOUSES. Do you know anyone who has their home paid off? Do you yourself have yours paid off? How about your car?
Does your business own the building they are in? Maybe, but more likely it is being leased from a company that itself has taken out a loan on it. Their profit is the difference between their loan payment and the lease payments, and of course eventually they will own the building.
But do this exercise. Look around you, and tell me where you don’t see banks.
Here is a link to my treatment of this topic some years ago: https://goodnessmovement.com/Page23.html
When the crash comes, or starts to come, there is a solution there that is I think vastly better than all alternatives that occur to me. Sound money is the root of sustained prosperity. Had we had sound money for the last century everyone would be middle class and most of us would do just fine on thirty hours of work a week. This is my firm belief.